Mortgage
Application Checklist Things to help
make the application process go smoothly
1. Signed Sales Agreement and Deed to Property.
2. Your address for the past (2) years, including
landlords.
3. W-2s or 1099s for the past two (2) years.
4. 30 days most recent pay stubs.
5. If self employed we need last two (2) years of tax
returns and
current profit and loss statements.
6. If Corporation also need last two (2) years tax
returns and
current profit and loss statements.
7. Last two (2) months checking/savings/IRA/401K
statements.
(all pages)
8. Name, address, account numbers, monthly payments and
balances
on outstanding loans.
9. Most current credit card statements.
10. If previously divorced need divorce decree and
separation
agreement. If paying child support or
alimony privately
need signed and notarized letter from both
parties.
11. Appraisal Check
12. Photo Identification required.
13. Additional supporting data for continuation of income
for
minimum of 3 years (Awards Letters - Social
Security,
pension, etc) Social Security being received
for those
other than children must show proof of legal
guardianship.
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